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Lender Denied My Loan Modification and I Don’t Want to Do Short Sale –What Other Option I have to Avoid Foreclosure?

May 11, 2010

I had received a call yesterday from a nice homeowner, who found out my information from the internet (Google) search and told me that his lender denied his loan modification and suggested to do short sale, but he doesn’t want to sell his house. The reason why the loan modification got denied is because of [...]

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Participating Lenders in HAFA Program

May 7, 2010

Here’s the list of lenders who are participating in HAFA(Home Affordable Foreclosure Alternatives Program) program.  The Home Affordable Foreclosure Alternatives Program provides opportunities for homeowners who can no longer afford to stay in their home but want to avoid foreclosure to transition to more affordable housing through a short sale or deed-in-lieu of foreclosure.  The [...]

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For Sale: Beautiful Condo in South San Francisco

May 6, 2010

3865 Carter Dr: Beautiful 2 bedroom and 2 baths lower level condo in a well maintained gated community, upgraded laminated floor throughout the living room, bright and sunny bedrooms, fireplace, dinning area, patio, upgraded tile floor in bathroom, underground parking for two cars, great location with easy access to San Francisco and Silicon Valley, close [...]

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For Sale: Gorgeous Home in Hayward Hills

May 6, 2010

200 Carrick Cir, Hayward: Gorgeous newer corner lot home at prestigious Stonebrae Country Club, gated community, it has 4 bedrooms and 3.5 baths with attached 2 car garage, approx. 3084 sqft living space, upgraded tile flooring throughout the living room, kitchen & bathroom, gourmet kitchen with nice granite counter top, excellent Bosch stainless appliances, dinning [...]

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For Sale: Beautiful Duet Home in Fallbrook Community

April 19, 2010

Cardinal Ter: Beautiful 2 bedrooms/1.5 baths attached single family home located in a well maintained Fallbrook neighborhood, Fremont, built in 1988, spacious living room with fireplace, nice size kitchen with lots of cabinets, half bath downstairs, backyard to enjoy with friends & family, attached two car garage, mirror closet, close to freeway, park & all [...]

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No State Tax on Forgiven Mortgage Debt for California Homeowners

April 9, 2010

Now, the California home owners can relieve their worries about paying their state tax on the forgiven mortgage debt after they short selling their house. The federal government has suspended taxes on forgiven mortgage debt from 2007 through 2012 and California suspended it for the 2007 and 2008 tax years. But disagreements over the business [...]

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Discover 7 Benefits of HAFA Short Sale for Homeowners

April 4, 2010

Exciting News for Homeowners! This new law is going to be effective as of April 5, 2010, it is called HAFA – Home Affordable Foreclosure Alternative, which will help homeowners who are having difficulty in paying the mortgage and cannot afford the loan modification program under the Home Affordable Modification Program (HAMP).  This new guidance [...]

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For Sale: Adorable Single Family Home in Gilroy

March 27, 2010

Adorable end unit 3 bedrooms and 2.5 baths located in a quiet location, only 3 years old(Built in 2007), attached 2 car garage, large size master bedroom with a spacious bathroom, nice size kitchen with dining area and living room, close to downtown, Gilroy outlet and other amenities. Priced at Low 300′s Please let me [...]

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Million Dollar Short Sale Homes Activities Has Been Increased in Alameda and Contra Costa Counties

March 24, 2010

It’s not only the low and middle priced homes are selling as short, the higher end home owners (million dollar plus) are also having difficulty in this economy to keep paying their mortgage payment, so they are also pursuing short sale in order to avoid foreclosure. In just Alameda and Contra Costa counties, luxury homes [...]

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For Sale: Nice Townhome in Union City, CA

March 17, 2010

Beautiful 3 bedroom/ 2.5 baths end unit townhome located in cul-de-sac, good size living room with pergo flooring, dinning area, well-bright bedrooms, skylight, 1 car garage attached & space for 1 more car next to the garage, spacious yard to enjoy with family and friends, close to shopping center & all other amenities.  This townhome [...]

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