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For Sale: Beautiful Condo in Altma Mar Complex, Fremont

March 17, 2010

Beautiful 1 Bedroom/ 1 Bath lower unit with a nice size living room, granite kitchen counter top, stainless steel appliances, mirror closet in bedroom, small patio to relax with your family, washer/dryer included, close to pool, fitness facility, well maintained complex and close to all amenities.  This townhome is priced in low $100,000′s Please let [...]

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Most of the Home Sales In California Are Short Sales and REOs!

March 16, 2010

I just checked my MLS for the homes sold in the last couple of year sales in just tri-city area (Fremont, Newark & Union City) of Alameda County. The percentage of sold REO and Short Sale homes are increasing in these areas. It’s not only in tri-city area but in over all California, it’s 50% [...]

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Weekly Short Sale Activities in Alameda and Contra Costa Counties

March 14, 2010

I have just checked the weekly short sale activities in Alameda and Contra Costa County where I recently listed or sold houses and areas which are close to my office.  Here are the activities in the first week of March 2010 in areas of Castro Valley, Dublin, Fremont, Hayward, Newark, Pleasanton, San Ramon and Union [...]

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New Foreclosure Alternative Program for Homeowners – (HAFA)

February 27, 2010

The Treasury Department released new guidelines for homeowners who are facing hardship; this program is called HAFA (Home Affordable Foreclosure Alternatives) which was released on November 30, 2009. This program is part of Home Affordable Modification Program (HAMP) and for those homeowners who qualifies for HAMP loan modification but cannot afford to keep their homes. [...]

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Should I Do Loan Modification Or Short Sale?

February 25, 2010

It’s little bit confusing which one to try first when you face the hardship and you have the monthly mortgage payment to pay.  You get lots of advices from everywhere or even if you search on Google,  you will find lots of different suggestions.  Well, It all depends on your current financial situation and your [...]

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Short Sale Listings Sold In The Last 30 Days

February 19, 2010

Yesterday, one of the homeowner asked me whether any buyers are buying short sale listings in this market. Let me share you some market information about short sale listings which are sold in the last 30 days where I sell houses.   You will know by the below numbers that buyers are still buying in this [...]

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Can a Lawyer Help Me to Modify My Loan?

February 14, 2010

Currently, there are many lawyers who are helping help homeowners to modify their mortgage, well, do you think that all lawyers are good in helping homeowners with their loan modification? The answer is, No, not all lawyers are good in helping homeowners in loan modification. I just read one article today in kansascity.com that one homeowner contacted [...]

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Alameda County Higher End Short Sale Homes Are on Rise

January 18, 2010

In Alameda County CA, the numbers of short sales are increasing, whether it’s lower end homes or higher end homes. Many of the homeowners are either losing their jobs or pay cut due to the current economy. These homeowners cannot afford to pay higher mortgages and selling their property to avoid foreclosure. In 2008, the [...]

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New FHA Guidelines For Buying A Home For Short Sale Home Owners

January 10, 2010

The Department of Housing and Urban Development (HUD) released new guidelines to lenders regarding borrower eligibility for a new Federal Housing Administration (FHA) mortgage after pursuing a short sale. According to the new FHA guidelines, Borrowers are not eligible for a new FHA mortgage if they pursued a short sale agreement on his or her [...]

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Short Sale and Buy Another Home In Bay Area

December 23, 2009

Many short sellers are worried about buying their next home or where they would move if they sell their current home due to financial hardship.  Now, you have one more option- you can short sell your current home and move to a new home after short sale.  “No”, it is not something illegal or “bail and [...]

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