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New Law Would Force Lender To Approve Short Sale in 45 Days

September 19, 2010

We all know that most of the lenders take a longer time to decide on the short sale approval. Normally these lenders take 3-4 months or even more on some short sale transaction. This new law would force the lender to approve short sale in 45 days. Rep. Robert Andrews (D-New Jersey) and Rep. Tom [...]

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One More Short Sale Approved and Closed with Bank of America

September 13, 2010

Finally, we closed this short sale successfully this Friday!!  This short sale was with Bank of America. They are better than last year but this deal was little bit harder as compared to my other Bank of America transactions. The negotiator on this transaction was very hard, she asked for cash contribution of more than [...]

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For Sale: Beautiful Lower Level Condo in Milpitas

September 7, 2010

Beautiful well maintained newer lower lever condo,2 bedroom and 1 bath, 842 sqft living space,  end unit, only 3 years old (built in 2007), upgraded laminated flooring in living room, granite kitchen counter top, stainless steel appliances, dual sink in kitchen, nice cabinets, dinning area, air condition in living room, custom paint, walking distance to [...]

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Can I Short Sale Without Any Hardship (Strategic Short Sale)?

August 29, 2010

For short sale, the lender looks at seller’s hardship to accept short sale, but in recent months, many homeowners in California have done short sale without any real hardship. What is hardship? Hardship means when the owner cannot afford to pay their mortgage due to financial or emotional distress. Lenders will look at any of [...]

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For Sale: Townhome In Desirable Eagle Rock Complex – San Jose

August 21, 2010

Beautiful end unit townhome located in a highly desirable Eagle Rock complex, 3 bedrooms, 2.5 baths, built in 1984, 2 carport located just behind the house,  nice pergo flooring in living room, half bath downstairs, dinning area, good size kitchen with eating area, tile floor, two closets in master bedroom, Central A/C, walking distance to [...]

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Home Affordable Unemployment Program

August 19, 2010

The unemployment rate is still high and lot of homeowners are out there who needs help to avoid foreclosure.  Our government realized that they have rolled out many programs to help homeowners through difficult times like HAMP (Home Affordable Modification Program) and HAFA (Home Affordable Foreclosure Alternatives). With home owners unemployed one major concern is [...]

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For Sale: Beautiful Home in San Jose Evergreen

August 14, 2010

Beautiful well maintained home located in Evergreen area, 4 bedrooms, 2.5 baths, approx. living space 1757 sqft, only 25 years old, 2 stories, large size living room with fireplace, pergo flooring, high valuted ceiling, dinning area, dual pane windows, granite kitchen counter top, stainless steel appliances, family room, upgraded master bath, large backyard, close by [...]

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Three More Bay Area Families Saved from Foreclsoure

July 31, 2010

When a family approaches me to help with their short sale, my number one goal is to save their credit from foreclosure and educate them with their options on how to avoid foreclosure. I’m so glad to inform you all that I have helped three more bay area families from foreclosure and now they can [...]

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For Sale: Beautiful Home in Union City

July 28, 2010

Beautiful single family home with 4 bedrooms and 3 baths, Year Built in 2000, located in a nice area, cul-da-sec, 1 Bedroom and 1 Bath downstairs, heigh vaulted ceiling, dining area, fireplace in family room, attached 2 car garage, nice backyard with fruit trees, close to bart and other amenities. Listed at $595,000. Please let [...]

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Can HOA (Home Owner Association) Foreclose My House?

July 20, 2010

In this economy, many homeowners are having financial hardship and couldn’t afford to pay their mortgage, some of them have home owner association dues to pay every month and it is quite natural that they cannot afford to pay their HOA dues also. This is a common question “Can Home Owner Association foreclose my house [...]

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